Questions, answered straight.
Everything owners ask before they compare funding through Capvant, the short version, with no fine print.
Getting matched
How does Capvant work?
You share a few details about your business once. A soft check shows what you qualify for, and your request is matched across 75+ funders at once. Real, competing offers come back, rate, term and total cost side by side, and you choose the one that fits. Capvant is the marketplace; the funding comes from the funders you match with.
How long does it take?
Most owners finish the request in about three minutes and see what they qualify for straight away. Competing offers typically come back within hours, and accepted funding can reach your account in as little as 24 hours.
How many funders see my request?
One request is matched across 75+ funders simultaneously, so you get competing offers without filling in form after form or being passed between desks.
What do I need to get started?
Just basic business details, what you do, roughly how long you’ve traded, an idea of monthly revenue, where you’re based and how much you’re looking for. There’s nothing to upload to see your options; documents only come in if you take an offer.
Credit & your score
Will checking my options affect my credit score?
No. Seeing your options starts with a soft check, which never affects your credit score. Capvant itself does not run credit searches, a funder only runs a hard check if you choose to move forward with their offer, and you’ll always be told before that happens.
Can I get funded with less-than-perfect credit?
Often, yes. Because your request reaches a wide network rather than one lender’s narrow box, owners who’d be turned away by a single bank frequently still see workable offers. Your profile shapes the offers you get, it isn’t an automatic no.
Cost & terms
What does Capvant cost?
Comparing offers is free. You only ever take funding on terms you’ve seen in full up front, rate, term and total cost, with nothing buried in fine print.
How much can I borrow?
It depends on your business and the offers you’re matched with. Owners use Capvant for everything from a few thousand in working capital up to larger growth, equipment and invoice facilities. You’ll see the amounts you actually qualify for, not a generic headline number.
Eligibility & security
Which industries can get funded?
We match across every legal industry, trades, healthcare, retail, logistics, hospitality, professional services and more. Your industry is an input to better-fitting offers, never the reason for an automatic no.
What happens to my information?
Your request is shared with matched funders so they can quote you, and nothing else. We don’t resell your details or hand you to people you never matched with.
Which countries does Capvant serve?
Capvant serves business owners in the United States and the United Kingdom today, with offers and currencies shown for your market.
Still wondering if it’s a fit?
See what your business qualifies for, free, with no impact on your score.
Disclaimers & footnotes
- 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
- 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
- 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
- 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
- 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
- 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.
Capvant is a trading name of Granton Hale Capital LLC. Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).
Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.
Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.
If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.
Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.
Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.
Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.
Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.
By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.
Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.