Receivables funding

Invoice financing for B2B companies that need cash before customers pay outstanding invoices.

Ideal for businesses with strong receivables and slower payment terms. Capvant turns unpaid invoices into working capital through a faster application path.

Under 60 seconds. No hard credit pull.

Best fit

Is this the right funding type for your situation?

Use the signals below to confirm fit before starting the application.

01

B2B service companies

Businesses that invoice on delivery but wait 30 to 90 days or more for customers to pay, with operational costs running in the meantime.

02

Wholesale and distribution

Distributors with healthy receivables who need working capital while orders are still outstanding and cash is still outstanding.

03

SaaS and professional firms

Companies with Net-30 to Net-90 contracts where revenue is strong on paper but slow to arrive in the bank.

Fit signals

Signs this funding type matches your business.

01Signal

Large unpaid invoices

02Signal

Long payment terms from customers

03Signal

Need to keep payroll or vendors current

04Signal

Recurring B2B billing relationships

We invoice on delivery but wait 45 days. Capvant bridges that gap every time. Our cash flow is smoother than it's ever been.
David L., CFO, B2B Software Company
What this covers

Funding needs matched to this use case.

Funding need 1.

Waiting on large customer invoices

Check eligibility

Under 60 seconds. No hard credit pull.

Funding need 2.

Bridging longer payment terms

Check eligibility

Under 60 seconds. No hard credit pull.

Ready to check your fit?

One application. Multiple lenders. No hard credit pull. Under 60 seconds.

Start application

Disclaimers & footnotes

  1. 1Capvant is a funding marketplace, not a lender. We match business owners with third-party funding partners; we do not make credit decisions, lend money, or set rates or terms. All funding decisions, rates, terms and approvals are made solely by the lenders in our network, subject to their criteria.
  2. 2Checking your options through Capvant does not affect your credit score. A lender may carry out a soft or hard credit search depending on the product, stage and your consent. A full hard credit check is only carried out where required by a lender before you proceed.
  3. 3Funding speed, including any reference to funding in as little as 24 hours, is typical for some products and lenders and is not guaranteed. Actual timescales depend on the lender, the product, and how quickly requested information and documents are provided.
  4. 4Funding amounts and ranges are indicative only and vary with your business profile, trading history, the lender and the market. Figures shown are not an offer of finance and do not guarantee any particular amount, rate or approval.
  5. 5Any offers, rates or repayment figures shown in illustrations or examples are for demonstration only and are not real quotes. Your actual offers, if any, are provided by lenders and are subject to approval.
  6. 6Product availability varies by market. Some products are only available in certain countries. Capvant currently serves businesses in the United States and the United Kingdom.

Capvant is a trading name of Granton Hale Capital LLC. Capvant is not a lender and does not make credit decisions, we introduce businesses to third-party funding providers. Capvant is not authorised or regulated by the Financial Conduct Authority (FCA).

Capvant does not compare every lender, broker, funding product or offer available in the market. We only show options from funding partners in our network that may be relevant based on the information you provide.

Capvant may receive compensation from lenders, brokers, funding partners or referral partners when a customer is introduced, approved, funded or takes another qualifying action. This compensation does not guarantee that any lender will approve an application or offer specific terms. Capvant does not charge business owners a fee to compare funding options unless clearly stated otherwise.

If you access Capvant through a partner, introducer or embedded funding page, that partner may receive a referral fee or commission if your application results in funding. This does not increase your cost unless expressly disclosed.

Capvant is intended for business-purpose funding only. Eligibility may depend on entity type, location, trading history, revenue, industry and lender criteria. In the UK, Capvant currently focuses on limited companies, LLPs and plcs, and does not currently support sole traders or ordinary partnerships.

Information on Capvant is general information only and is not financial, legal, tax or accounting advice. You should consider whether funding is suitable for your business and seek professional advice where appropriate.

Calculators, eligibility checkers and funding-readiness tools are estimates only. They are based on limited information and assumptions, and do not represent a credit decision, quote, approval or recommendation.

Company information may be sourced from public registers such as Companies House, or from information you provide. Public register data may be incomplete, delayed or inaccurate and should not be treated as a full credit assessment.

By submitting an application or funding request, you authorise Capvant to share relevant business, owner, application and document information with funding partners, service providers and introducers where necessary to process your request, subject to our Privacy Policy.

Some US commercial financing offers may be subject to state-specific disclosure requirements. Where required, additional disclosures will be provided and must be accepted before a transaction is finalised.